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Important Updates

Welcome To CMLIS

Chief Minister's Universal Life Insurance Scheme

Safeguarding citizens through financial security and social protection.

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Features

Universal Life Insurance provides you a Better Future

"Protecting Families, Securing Futures – Comprehensive Coverage with CMLIS"

Applicability & Eligibility

All Indigenous Inhabitants or Permanent Residents of Nagaland are eligible to apply for the scheme.

Life Insurance Coverage

Rs. 2 Lakh Life Insurance Coverage for Bread Winner of the family on demise due to any cause.

Accidental Insurance Coverage

Rs 2 lakh each for the breadwinner and three other family members covers both disability and death.

Hassle Free Claims Process

Easy and hassle-free claim settlement process for all registered and eligible beneficiaries.

About Chief Minister's Universal Life Insurance Scheme

CMLIS

CMLIS will provide life insurance coverage of Rs 2 lakh on the demise of the breadwinner due to any cause. Additionally, accidental insurance coverage of Rs 2 lakh each will also be provided for the breadwinner and three other family members. The accidental insurance component covers both disability and death.

In case of accidental death, the sum insured is Rs 2 lakh per beneficiary, Rs 2 lakh in case of total and irrecoverable loss of both eyes or loss of use of both hands or feet, and Rs 1 lakh for total and irrecoverable loss of sight of one eye or loss of use of one hand or foot.

Rs. 2 Lakh Life Insurance Coverage for Breadwinner.

Rs. 2 Lakh Accidental Insurance Coverage for breadwinner and three other family members.

More Information
18 +

Breadwinner Min Age

50

Breadwinner Max Age

18 +

Dependants Min Age

70

Dependants Max Age

Some Important FAQ's

Common Frequently Asked Questions

A: All citizens of Nagaland are eligible to apply for the scheme. Phase I is open for all beneficiaries of CMHIS. CMULIS Phase II will be open soon for the families who are outside the coverage of CMHIS and will be intimated at a later date.

A: For In service Government Employee Households, the Breadwinner is the Government Employee themselves. For Non-Government Employee Households, the Breadwinner is the person who is the primary earning member of the family and is between the age of 18 and 50 years.

A: For a Household beloging to a Government Employee, only in case of demise of the breadwinner of a household, the family can nominate a new breadwinner from the family. For all other categories, the household can change the bread winner however, the new breadwinner should be between the age of 18 and 50 years.

CMLIS

Safeguarding citizens through fiancial security and social protection.

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Finance Department, Civil Secretariat

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info.cmlis@gmail.com

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(+91) 9436030303

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